Guaranteed Growth · Self-Directed

The annuity
so easy it runs itself.

Fixed rates. All online. Locked in 10 minutes.

A confident investor in a green shirt, relaxed in a chair, pointing toward the rate card

5-Year MYGA · Current Rate

5.45%

Annual Percentage Yield

Fixed Tax-Deferred Guaranteed

Rate effective May 2026. Subject to change without notice.

No calls required. No spam. Just your rate.

A scale tipping heavily in favor of a green MYGA block over a bank CD

The Logic

BETTER THAN A CD.

Banks keep the spread. We give it to you. Our MYGAs are tax-deferred and guaranteed to outperform your savings account — without locking you into a relationship with someone on commission.

National Avg. Savings 0.58%
Simplnuity 5-Yr MYGA 5.45%
Top 1-Yr CD (national avg) 4.75%

Rates as of May 2026. Tax-deferred compounding amplifies the gap further.

The Process

STRAIGHT-THROUGH.

SELF-DIRECTED.

SWIFT ISSUANCE.

Buy, track, and manage your guaranteed rate in one place — start to finish, in a few minutes.

A hand drawing a bold line through chaotic scribbles — the direct path

Designed For

THE SAVVY INVESTOR.

You understand compound interest. You've done the math on brokered products and seen where the margin disappears. You just want a tool that works as hard as you do.

Apply online in 10 minutes — no phone call required

Fully tax-deferred growth for the entire 5-year term

Rate locked in and guaranteed — not subject to market swings

State-regulated and backed by insurance carrier reserves

A blonde woman with glasses, looking up thoughtfully, pondering growth

Ready?

Ready to let your
interest compound?

Lock in 5.45% APY today. Self-directed, straight-through, and done in a few minutes.

Takes 10 minutes. No commitment required.